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JAMES HENRY CRUPI LLC.

JAMES HENRY CRUPI LLC. is NJ state certified and on the FHA Roster of approved residential appraisers. We're qualified and approved to do reports for FHA insured loans. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

Be sure to contact JAMES HENRY CRUPI LLC. if you need an appraisal done for an FHA-secured loan.

If your financial transaction is FHA certified, that means that the loan has been guaranteed by the Federal Housing Administration, which is underneath the United States Department of Housing and Urban Development (HUD). The lending company takes care of all the loaned money; the FHA simply insures the loan with mortgage insurance in case the borrower defaults on his or her loan. Low-income and moderate-income consumers benefit from an FHA-backed loan; the purpose of the Federal Housing Administration is to aid credit-worthy buyers to meet expectations and requirements for lenders that they otherwise would not.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the Federal Housing Administration offers are incredibly beneficial to purchasers with less starting capital.