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Need an appraisal for an FHA-backed mortgage? Call JAMES HENRY CRUPI LLC.

The FHA maintains of approved appraisers for each state - JAMES HENRY CRUPI LLC. is on the roster of approved appraisers for NJ. We're qualified and approved to do reports for FHA insured loans. Part of the regular training our staff at JAMES HENRY CRUPI LLC. completes deals exclusively with understanding the FHA's documentation and their rules and procedures.

If you're in need of an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away.

An FHA loan is underwritten by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan funds to borrowers, rather, it provides lending organizations with security through mortgage insurance in case the borrower defaults on his or her financial obligations. The FHA and their loan programs are formed to assist low-to-moderate income purchasers help meet credit requirements if they otherwise would not.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are extremely useful to those buyers with less accumulated starting capital.